973.912.9120

Financial Policy

Understandably, patients have many questions related to the cost of aesthetic surgery. We have anticipated some of the more common inquiries and provided answers that patients appreciate most. Our patient coordinator can answer any remaining questions either on the phone or during your consultation.

General Information about aesthetic surgery

Because aesthetic surgery is not covered by insurance, we ask that payment be made prior to surgery. A small deposit will be collected in order to secure a surgery date, and the balance will be collected at your preop visit 2-3 weeks prior to surgery.

General information about reconstructive surgery

Dr. Friedlander may believe you need reconstructive surgery which may be reimbursable by your insurance carrier. Insurance carriers vary in what they consider to be reconstructive. Therefore, when time permits, we submit a letter of predetermination of benefits to the carrier. The carrier will advise us if they cover the procedure in question. You will be responsible for your deductible, copayment and any out of pocket expenses and when possible, will be asked to pay that amount preoperatively. After surgery, we will file an insurance claim on your behalf and balance bill you for any remaining portion.

If you need a referral to be seen, please obtain this form from your primary care physician before your appointment.

Frequently Asked Questions (FAQ's)


Is there a charge for the consultation?

Yes, there is. The fee for a consultation for cosmetic surgery is $100, which is payable at the time of the consultation and deducted from the payment of your surgery fee.

[ FAQ list ]

What if I am unsure after my consultation, can I come back?

We want all your questions answered before you decide to have surgery. If you would like to see Dr. Friedlander again after your initial consultation, you may do so at no additional cost.

What forms of payment does Dr. Friedlander accept?

Payment is accepted in the form of personal check, money order, cashier's check, or cash.

How much will the surgery cost?

The cost of surgery is highly variable, depending on the procedure you select. A fee will be quoted for the surgery, the anesthesia and the facility after your consultation. This fee is inclusive and will be reviewed with you. On occasion, additional fees will be generated, such as the cost of prescription medications, medical clearance by your personal physician, interpretation and or performance of lab tests or an unanticipated overnight stay in the facility.

Will my procedure be covered by insurance?<

Cosmetic procedures are not covered by insurance. If Dr. Friedlander believes that your procedure is medically necessary, her staff will send a letter to your insurance company to pre authorize the surgery. Most insurance companies respond within 2-4 weeks. If your insurance company determines that the procedure is covered under the provisions of your plan, her staff will advise you of your financial responsibility.

[ FAQ list ]

Does Dr. Friedlander offer financing options?

Yes, we do. If you are interested in financing your surgery, our patient care coordinator will review various financing options with you.

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As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. With CareCredit you can finance 100% of your cosmetic surgery and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can schedule your procedure today and conveniently pay with low, monthly payments.

CareCredit offers a full range of payment plans so you can find one that works best for you.

  • 3, 6, & 12 month plan options [Click for Details]

  • No interest if the balance is paid within the specified time period

  • Low minimum monthly payments

  • 24, 36, & 48 month plan options [Click for Details]

  • For treatment fees from $1,000 to over $25,000

  • 11.90% interest rate

  • Monthly payments as low as $76 on a $3,000 procedure fee

With CareCredit, you pay no application fees, no annual fees, and no pre-payment penalties. Plus, CareCredit is a revolving credit line for repeat procedures, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds! Apply now or see our staff for more details.

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